.Union Financial Administrator Nirmala Sitharaman3 minutes reviewed Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financial Minister Nirmala Sitharaman declared that the authorities targets to open up over 30 thousand new PMJDY accounts throughout 2024-25.Rundown press reporters, Sitharaman revealed that since August 14, 2024, a total of 531.3 thousand Jan-Dhan accounts have actually levelled because the system’s launch a many years back, with a collective deposit balance of Rs 2.3 mountain.The common remainder per profile has improved coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 per cent of these profiles are actually currently active.” PMJDY has actually participated in a crucial job during the widespread, especially for ladies,” stated Sitharaman.Regardless of the allocation for no balance as well as the absence of a minimum harmony demand, just 8.4 percent of the accounts preserve an absolutely no harmony. The scheme has actually been especially reliable in non-urban and also semi-urban areas, where 66.6 percent of the accounts lie.As of August 14, 2024, girls account owners embody 55.6 percent of the overall accounts, totaling up to 295.6 thousand profiles, according to the Administrative agency of Finance.
Presently, 99.95 percent of all resided villages have banking facilities available within a 5-kilometre distance through different touchpoints, including banking company branches, automated bank employee devices, financial correspondents, as well as India Post Repayments Banking Company.As of August 14, 2024, there end 1.73 billion operative CASA (bank account money market account) accounts in the country, featuring much more than 530 thousand operative PMJDY accounts.Regarding social surveillance systems, Sitharaman highlighted that over 200 million collective enrolments have actually given life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual fee of Rs 436.Furthermore, over 450 thousand collective enrolments have given one-year unintentional cover of Rs 2 lakh (for death or even long-lasting complete special needs) and also Rs 1 lakh (for long-term partial impairment) under the Pradhan Mantri Suraksha Bima Yojana, with a superior of Rs 20 annually.The Atal Pension plan Yojana has registered over 68 million customers.In relations to credit-linked plans, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 million advancing car loans totaling up to Rs 29.93 mountain (as of July 12, 2024) have actually been actually accredited to give collateral-free institutional money management to micro and business units around Rs 10 lakh for income-generating tasks.Under the Rise India Plan, 236,000 cumulative lendings totting Rs 53,609 crore (since July 15, 2024) have been actually approved to Booked Caste, Scheduled Group, and women business owners for establishing greenfield tasks.Furthermore, the Pradhan Mantri SVANidhi system has actually approved loans worth Rs 12,630 crore to 6.52 thousand street suppliers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY advancing down payment difference of Rs 2.3 trillion.u00b7 There more than 1.73 billion important CASA profiles.u00b7 Women account holders make up 55.6% of total profiles.1st Released: Aug 27 2024|9:37 PM IST.